Gov. Gretchen Whitmer and the Michigan Department of Insurance and Financial Services announced that the state has secured agreements from nearly all of the state’s health insurers to waive all out-of-pocket costs for COVID-19 testing and treatments through the end of 2020, including copays, deductibles, and coinsurance.
These agreements cover more than 92% of the commercial health insurance market in Michigan.
“Ensuring access to appropriate testing and medical treatment without financial concern is an important part of fighting this virus,” said Whitmer. “We’re continuing to work around the clock to slow the spread of this virus and keep people healthy, and I am thankful that Michigan’s health insurers have continued to step up to do their part.”
At least through year’s end, consumers with these individual and group health plans will not be charged cost-sharing for medically appropriate COVID-19-related medical treatment, such as primary care visits, diagnostic testing, emergency room visits, ambulance services, and U.S. Food and Drug Administration-approved medications and vaccines when they become available.
Insurers who have agreed to waive cost-sharing:
- Aetna Better Health of Michigan
- HAP, Alliance Health
- McLaren Health Plan
- Meridian Health Plan
- Molina Healthcare Michigan
- Paramount Care of Michigan
- Physicians Health Plan (PHP)
- Priority Health, Priority Health Insurance Co.
- Total Health Care
The waived cost-sharing applies to commercial health insurance products from the insurers named in the state agreement. Consumers seeking COVID-19 testing or treatment should contact their insurance company to find out about their coverage. Insured consumers who pay up front or receive a bill for COVID-19 testing or treatment should contact their insurance company for assistance.
This article was originally featured in ClickonDetroit, read more here.